Did you know, 90% of all households earning over $200,000 are chronically under-saving for retirement in order to preserve their current quality of life?
Protect your future income without putting a drain on your current way of living.
Contact Don today for more information about retirement financing through Kai-Zen® and see if you qualify in less than 2 minutes.
We have all used leverage to purchase a nicer house or to buy a better car. As a licensed agent and Gulf Coast representative for Kai-Zen® financing, Don is excited to bring this opportunity to his clients interested in increasing their benefits beyond what regular life insurance policies can offer. Using leverage allows for the potential to accumulate more growth & obtain more protection, while providing the ability to maintain your current standard of living. That’s the smart way to use leverage.
Leveraging life insurance policies is not a new concept, but the benefits for those that qualify for premium financing have increased considerably since its conception.
“The success of your retirement depends on the amount you save, not on your rate of return.”
A unique cash accumulating life insurance policy using leverage offers an opportunity to earn interest and eliminate the risk of market declines, while providing you and your family protection. The policy secures the loan, providing you the potential for an additional 60-100% more for your retirement without the typical risks associated with leverage.
If your household income is 200,000 dollars, your retirement will cost you 6 times more than your home. We all know that banks provide loans to buy a nicer home but did you know that they’ll also provide funds to supplement your retirement savings?
To summarize, Kai-Zen® gives participants the ability to purchase more life insurance benefits than they normally would be able to on their own and only requires five annual contributions instead of paying premiums for life as with most insurance products.
Using leverage to buy life insurance is common with wealthy families, because it allows individuals to afford more of the protections they need while maintaining their liquidity. Instead of relying on one wealthy family, Kai-Zen achieves the same results by pooling the funds of groups of individuals.
So, although this is new in the supplemental retirement market, the practice of premium finance is something that has been used by the wealthy for decades. When structured this way, it is extremely unlikely for the lenders to lose their money.
Learn more with Kai-Zen® FAQs.
Why Kai-Zen®
- Potential for more accumulation.
- Maintain current lifestyle.
- More protection for you and your family.
- Diversify your assets.
Required Qualifications
- Your combined household income is at least 100k per year.
- You are between the ages of 18 – 65.
- You are in average or good health.
- You can contribute a minimum of $22k per year.
Benefits of Smart Leverage
- No credit checks.
- No loan documents.
- No personal guarantees.
- No interest payments.
Benefits of More Protection
- Death benefit with living benefit riders.
- Chronic illness.
- Terminal illness.
Benefits of More Growth
- Upside crediting (subject to cap).
- No negative returns due to market decline.
- Tax-free distributions with potential to access cash value using tax-free policy loans.
