100% Tax-Free Retirement Funding
Schedule a free consultation and learn how to protect your retirement from the threat of higher taxes.
How Protected Are Your Future Funds?
Our nation’s current tax rates for high earners are some of the lowest they’ve been in over 100 years. At the same time, our national debt is now larger than our entire economy. Many Americans are examining the interest-rates of their retirement portfolios and turning to tax-free accumulation tools in order to protect their assets. Without them, the impact due to rising taxes, inflation in the economy, and investment risk in the stock market jeopardize the hope for a comfortable retirement.
Paying taxes is part of our patriotic duty, but no one wants to pay more than their fair share. This is as important as ever for those approaching or already in retirement. If rising inflation and increased tax rates have you concerned about your retirement portfolio, then you may want to consider the advantages of securing your funds (or a portion of, if preferred) in a tax-free life insurance retirement policy.
Guaranteed Tax-Free Retirement Income You Can’t Outlive
Life Insurance has changed drastically in the last 25 years! Recent tax code revisions have made specific life insurance policies much more accessible and incentivizing for retirement income. When structured correctly, our indexed life insurance suite of products can protect your savings from stock market crashes, rising taxes and interest rates, and provide a cash-value income stream as a living benefit when needed, all while still providing the original death benefit reserved for your family or estate.
Do you want your retirement to be in the Zero Percent Tax Bracket?
Yes, you read that correctly!
The Zero Percent Tax Bracket does exist – and we can help you get there.
“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.”
ALBERT EINSTEIN
Few people truly understand the corrosive effect of compounding income taxation.
Take this scenario:
Let’s say you are able to literally double $1.00 in value every year for 20 years.
(No, this isn’t a realistic scenario but stay with me here. This is a classic example of how compounding works.)
After year one, your $1 is doubled to $2.
After year two: $4.
After year three: $8.
After year four: $16.
After year five: $32.
It’s difficult to comprehend, but by the end of year 20, in a non-realistic scenario, without having to pay federal taxes, you will have saved:
What’s the impact of taxes on the same scenario?
Now take that same one dollar and double it for 20 years – but this time, let’s have the government take just 35% out of each year’s gain as taxation.
How much money do you think will be in the account at the end of the 20-year period?
The answer is:
This is not a misprint.
It is hard to believe, but it is completely true. If you don’t pay attention to how taxation will be affecting you, then be prepared for the worst! You can impute any percentage of annualized gains and/or any tax rate you choose, and you’ll consistently see that taxation is a retirement plan killer.
$1,048,576
MONEY SAVED
WITH NO TAXATION
FOR 20 YEARS
$22,370
MONEY REMAINING AFTER
35% TAXATION EACH YEAR
FOR 20 YEARS
So, What Is Your Tax Bracket?
Most of us simply don’t know what percentage of our income we pay to the Treasury Department each and every year. The highest federal income tax bracket today is 37%. Now add to that the Social Security tax of 7.65% (or 15.31% for the self-employed) and the Medicare tax of 1.45%. Don’t forget state income taxes and state/federal unemployment taxes as well!
The truth is, few of us enjoy “paying Caesar”, but pay we must… or must we?
There is a better way.
Our goal is to help you have a secure, safe, and stable financial future in retirement. Our tax-free retirement solutions for high earners can offer you and your family peace of mind knowing your financial assets are protected from market volatility and rising taxation.
Keep reading to find out how the new generation of life insurance policies can help you save money in taxes, have your money grow tax-free, and receive your income distributions tax-free.
Policy Cash Value Grows 100% Tax-Free
Funds for Medical Purposes Accessed 100% Tax-Free
Retirement Income Dispersed 100% Tax-Free
Death Benefit to Beneficiaries Dispersed 100% Tax-Free
A life insurance policy provides a wealth of tax advantages when converted into a tax-free retirement income stream.
This “wonderfully boring” asset also avoids the drama and risk the stock market presents.
While only the first $250,000 of a C.D. is guaranteed by the government, our Indexed Universal Life policies all include a guaranteed provision that neither the initial funding nor any gains the policy realizes can ever be lost.
This is not a new concept, but is one that requires a commitment to funding the policy so that your retirement is adequately funded. Make no mistake – there is no cheap way to pay for an adequate retirement.
But, there is a better way.
Ready to Learn More About Tax Free Retirement Opportunities?
Schedule a no obligation twenty-minute introductory meeting and learn the secrets of how to put yourself into the Zero Percent Tax Bracket.
Please fill out our our initial questionnaire so we can gather the necessary information for an accurate quote. We will soon be in touch with more information and to answer any questions so you can get a head start in securing your tax-free future!
